Insurance/Payment

I am in network with most insurance companies but please contact your insurance to verify that I am in-network for your insurance. You would check under my name as a provider or through Urbach Counseling, PLLC. Urbach Counseling, PLLC is my legal business name for billing and insurance companies.

Here are a list of insurance companies that I should be in-network with:

Aetna
Blue Cross Blue Shield
Health Partners
United Medical Resources (UMR)
UnitedHealthcare UHC | UBH
Cigna
Optum
PreferredOne
UCare
Medica
Medicaid
Medical Assistance
Others as well

Private Pay Rates: The first session, an intake session, is $210. Subsequent sessions are $175. This is subject to changing.

For convenience and to streamline billing, all clients are asked to maintain a credit card on file for session payments, late cancellation fees and backup billing purposes. Outstanding balances are typically processed on Fridays.

Out of Network Benefits and HSA/FSA Information

Appointments may be eligible for submission to your health insurance company under out-of-network benefits billing. Please contact your insurance company to confirm if your policy has this coverage. Medically necessary treatment maybe eligible for HSA/FSA reimbursement, please check plans limitations.

I have a biller named Northrop Billing, so feel free to reach out to Erin at: 612-929-0166 with any billing questions as well.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

This law is intended to reduce unexpected medical bills (for example your ER doctor is out of network with your insurance and you end up with a surprise bill). Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. Not to worry though, my costs are listed above and we will always discuss any changes.

Here is what you want to know under the new law:

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services

Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your psychological service

You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-877-696-6775.

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